Privacy Policy APP for Empresta Brasil

Last Updated: August 31, 2026

1. Introduction

Welcome to Empresta Brasil.

This Privacy Policy explains how Empresta Brasil (“we”, “our”, or “us”) collects, uses, stores, shares, and protects your personal information when you access or use the Empresta Brasil Android Application and the official website available at:

https://emprestabrasil.com/

The Empresta Brasil Android Application is a Trusted Web Activity (TWA) that securely provides access to the official Empresta Brasil website through the Android operating system.

The Application itself does not independently provide financial services. Instead, it allows users to securely access the services and information available on the official website.

By downloading, installing, accessing, or using the Application or Website, you acknowledge that you have read and understood this Privacy Policy.

If you do not agree with this Privacy Policy, you should discontinue use of the Application and Website.


2. Platform Identification

Platform Name:
Empresta Brasil

Application Name:
Empresta Brasil

Official Website:
https://emprestabrasil.com

Privacy Policy:
https://emprestabrasil.com/politica-de-privacidade/

Support Email:
[email protected]


3. About the Application

Empresta Brasil is a digital platform that allows users to access information, request financial product simulations, submit proposals, and communicate with partner financial institutions through the official website.

The Android Application operates as a Trusted Web Activity (TWA) and provides secure access to the official services available at:

https://emprestabrasil.com

The Application and Website do not function as a financial institution and do not directly grant loans, approve credit, establish interest rates, or define financial conditions.

All financial products made available through the platform are subject to the policies, eligibility criteria, credit analysis, approval procedures, and contractual conditions established by the respective partner financial institutions.


4. Information We Collect

When you use the Application or Website, you may voluntarily provide personal information necessary to process your request.

Depending on the service requested, we may collect:

  • Full name;
  • CPF (Brazilian Taxpayer Identification Number);
  • Date of birth;
  • Mobile phone number;
  • Email address;
  • Residential address;
  • Employment information;
  • Monthly income information;
  • Banking information, when required for financial services;
  • Information submitted through contact forms;
  • Information related to financial simulations or proposals;
  • Other information necessary for credit analysis performed by partner financial institutions.

You are responsible for ensuring that the information provided is accurate, complete, and up to date.


5. Information Collected Automatically

When you access or use the Application or Website, certain technical information may be collected automatically for security, functionality, analytics, and platform improvement purposes.

This information may include:

  • IP address;
  • Browser type;
  • Operating system;
  • Device type;
  • Screen resolution;
  • Language settings;
  • Date and time of access;
  • Pages visited;
  • Session duration;
  • Referral information;
  • Error logs;
  • Technical diagnostic information.

These data may be used to maintain service quality, improve user experience, identify technical problems, prevent fraud, analyze platform performance, and protect the security of our systems.


6. Purpose of Data Processing

The information collected may be used for purposes including:

  • Identifying users;
  • Processing financial simulations;
  • Receiving financial product requests;
  • Submitting proposals to partner financial institutions;
  • Facilitating communication between users and financial partners;
  • Responding to customer service requests;
  • Providing technical support;
  • Improving platform functionality;
  • Improving user experience;
  • Preventing fraud and unauthorized activities;
  • Protecting the security of the platform;
  • Complying with legal and regulatory obligations;
  • Communicating important information regarding requested services;
  • Maintaining records related to requests and interactions;
  • Improving the reliability and performance of our services.

Personal information is processed only for purposes related to the services requested by the user or other purposes permitted under applicable law.


7. Legal Basis for Processing

Personal information is processed in accordance with the Lei Geral de Proteção de Dados – LGPD (Law No. 13.709/2018) and other applicable Brazilian laws and regulations.

Depending on the processing activity, the applicable legal basis may include:

  • User consent;
  • Execution of contracts or preliminary procedures related to contracts;
  • Compliance with legal or regulatory obligations;
  • Legitimate interests;
  • Protection of credit;
  • Fraud prevention;
  • Exercise of rights in judicial, administrative, or arbitration proceedings;
  • Other legal bases permitted under applicable law.

8. Information Sharing

Personal information may be shared when necessary to provide the services requested by users, operate the platform, comply with legal obligations, or protect legitimate rights.

Information may be shared with:

  • Partner financial institutions;
  • Banks and credit providers;
  • Technology service providers;
  • Cloud hosting providers;
  • Infrastructure providers;
  • Fraud prevention and identity verification services;
  • Customer support providers;
  • Analytics providers;
  • Payment service providers, when applicable;
  • Professional advisers, when legally necessary;
  • Public authorities when required by law, regulation, court order, or competent authority.

Empresta Brasil does not sell or rent users’ personal information to third parties for advertising purposes.

Partner financial institutions may process information according to their own privacy policies and legal obligations.


9. Relationship Between the Application and the Website

The Empresta Brasil Android Application is a Trusted Web Activity (TWA) that securely loads and provides access to the official Empresta Brasil website.

All forms, simulations, proposals, requests, and interactions completed through the Application are processed through the official website and its associated infrastructure.

The same Privacy Policy applies to both the Android Application and the Website.

Information submitted through the Application is transmitted to the official website using secure communication protocols.


10. Third-Party Services

To operate the Application and Website, Empresta Brasil may rely on third-party service providers responsible for functions including:

  • Hosting;
  • Cloud infrastructure;
  • Cybersecurity;
  • Fraud prevention;
  • Analytics;
  • Customer support;
  • Communications;
  • Email services;
  • Technical infrastructure;
  • Financial integration services.

These providers may process personal information only when necessary to provide their respective services and subject to applicable contractual, technical, and legal safeguards.

Third-party providers may maintain their own privacy policies and terms.


11. Data Security

Empresta Brasil is committed to protecting the confidentiality, integrity, and availability of personal information processed through the platform.

Appropriate administrative, technical, and organizational measures may be implemented to protect personal information against:

  • Unauthorized access;
  • Unauthorized disclosure;
  • Alteration;
  • Loss;
  • Destruction;
  • Fraud;
  • Misuse;
  • Security incidents.

Security measures may include:

  • HTTPS encrypted communications;
  • SSL/TLS encryption;
  • Access control procedures;
  • Authentication mechanisms;
  • Firewall protection;
  • Security monitoring;
  • Backup procedures;
  • Infrastructure updates;
  • Internal security policies;
  • Access restrictions;
  • Technical logging and auditing.

Although reasonable security measures are adopted, no method of electronic transmission or data storage can guarantee absolute security.


12. Data Retention

Personal information is retained only for as long as necessary to fulfill the purposes described in this Privacy Policy or to comply with applicable legal and regulatory obligations.

Data may be retained for purposes including:

  • Providing requested services;
  • Processing financial requests;
  • Maintaining service records;
  • Complying with legal obligations;
  • Fraud prevention;
  • Dispute resolution;
  • Protecting legal rights;
  • Maintaining transaction records;
  • Complying with financial or regulatory requirements.

When personal information is no longer necessary, it may be securely deleted, anonymized, or otherwise processed in accordance with applicable legislation.


13. Cookies and Similar Technologies

The official Empresta Brasil Website may use cookies and similar technologies to improve functionality, security, performance, analytics, and user experience.

Cookies may be used for purposes including:

  • Maintaining user sessions;
  • Remembering preferences;
  • Improving website performance;
  • Measuring website usage;
  • Understanding navigation patterns;
  • Protecting against fraudulent activity;
  • Improving platform security;
  • Supporting technical functionality.

Users may disable or restrict cookies through their browser settings.

However, disabling certain cookies may affect the proper functioning of some features of the Website.


14. Children’s Privacy

Empresta Brasil is intended exclusively for individuals who are 18 years of age or older.

We do not knowingly collect personal information from children or minors.

If we become aware that personal information belonging to a child or minor has been submitted through the Application or Website, we may take reasonable steps to delete such information, subject to applicable legal obligations.

Parents or legal guardians who believe that a child has submitted personal information may contact us through the official support email.


15. Child Safety Standards (CSAE)

Empresta Brasil maintains a strict zero-tolerance policy regarding child sexual abuse and exploitation.

The Application and Website must never be used to create, distribute, promote, store, transmit, or facilitate content involving child sexual abuse or exploitation.

Identified violations may result in measures including:

  • Immediate removal of prohibited content;
  • Suspension or termination of access;
  • Reporting to competent authorities;
  • Cooperation with law enforcement agencies whenever legally required.

Suspected violations may be reported through our official support channels.


16. User Rights

In accordance with the Brazilian General Data Protection Law – LGPD, users may have the right to:

  • Obtain confirmation regarding the processing of their personal information;
  • Access their personal information;
  • Request correction of inaccurate, incomplete, or outdated information;
  • Request anonymization of unnecessary or excessive information;
  • Request blocking of information processed in violation of applicable law;
  • Request deletion of personal information where legally applicable;
  • Request portability of personal information where applicable;
  • Obtain information regarding entities with which personal information has been shared;
  • Obtain information regarding consent;
  • Withdraw consent when processing is based on consent;
  • Request review or clarification regarding certain processing activities;
  • Exercise other rights provided under applicable legislation;
  • File complaints with the Brazilian National Data Protection Authority – ANPD, where applicable.

Requests may be submitted through:

[email protected]

Requests may be subject to identity verification to protect users against unauthorized access to personal information.


17. Partner Financial Institutions

Empresta Brasil acts as a digital technology platform that facilitates access to information and financial products offered by partner financial institutions.

The platform does not itself approve or deny credit.

Loan approvals, credit analysis, available credit limits, interest rates, repayment terms, fees, required documentation, eligibility requirements, and contractual conditions are determined by the financial institution responsible for the respective product.

Each financial institution may maintain its own:

  • Privacy Policy;
  • Terms of Use;
  • Credit analysis procedures;
  • Eligibility criteria;
  • Security practices;
  • Contractual rules.

Users are encouraged to review the applicable documents of the financial institution before contracting any financial product.


18. International Data Transfers

Certain technology providers supporting the operation of the Website or Application may process or store personal information outside Brazil.

When international data transfers occur, appropriate safeguards may be adopted in accordance with the LGPD and other applicable legislation.

Such measures may include contractual safeguards, security procedures, technical protections, and other legally recognized mechanisms for international data transfers.


19. Third-Party Websites

The Application or Website may contain links directing users to third-party websites, including websites operated by financial institutions and service providers.

These websites operate independently and may maintain their own privacy practices.

Empresta Brasil is not responsible for the privacy policies, security practices, availability, or content of independent third-party websites.

Users should review the privacy policies and terms of external websites before submitting personal information.


20. Accuracy of Information

Users are responsible for ensuring that information submitted through the Application or Website is:

  • True;
  • Accurate;
  • Complete;
  • Current;
  • Not misleading.

Providing false, misleading, fraudulent, or intentionally inaccurate information may result in measures including:

  • Rejection of financial requests;
  • Suspension of platform access;
  • Termination of services;
  • Fraud prevention procedures;
  • Legal measures where applicable.

21. Financial Services Disclaimer

Empresta Brasil is a digital technology platform that facilitates access to financial information, simulations, proposals, and products offered by partner financial institutions.

The Android Application and Website do not operate as a bank, financial institution, lender, finance company, or direct credit provider, unless expressly stated in relation to a specific legally authorized service.

Empresta Brasil does not independently make lending decisions and does not guarantee approval of any financial product.

Decisions regarding:

  • Credit approval;
  • Available credit limits;
  • Interest rates;
  • Repayment periods;
  • Installment amounts;
  • Fees;
  • Required documentation;
  • Eligibility criteria;
  • Credit risk;
  • Contractual conditions;

are determined by the partner financial institution responsible for the respective product.

Examples of interest rates, repayment periods, simulations, or financial conditions displayed on the Website or Application are informational and may vary according to factors including:

  • User profile;
  • Credit analysis;
  • Product availability;
  • Partner financial institution;
  • Market conditions;
  • Applicable regulations.

22. Availability of Services

Empresta Brasil seeks to maintain the Application and Website available, secure, and functioning properly.

However, temporary interruptions or limitations may occur due to circumstances including:

  • Scheduled maintenance;
  • Software updates;
  • Infrastructure updates;
  • Internet connectivity problems;
  • Hosting provider failures;
  • Cybersecurity incidents;
  • Technical failures;
  • Third-party provider interruptions;
  • Force majeure events;
  • Maintenance activities.

Continuous and uninterrupted availability of all services cannot be guaranteed.


23. Changes to this Privacy Policy

Empresta Brasil may update this Privacy Policy periodically to reflect:

  • Changes in applicable legislation;
  • Regulatory requirements;
  • Improvements to our services;
  • Changes in data processing activities;
  • Technological developments;
  • Modifications to security practices;
  • Operational changes;
  • New functionality;
  • Changes to partner services.

When significant modifications are made, the updated version will be published on the official Privacy Policy page.

The current version will be available at:

https://emprestabrasil.com/politica-de-privacidade/

The “Last Updated” date at the beginning of this Policy indicates when the most recent revision became effective.


24. Contact Information

For questions regarding this Privacy Policy, personal information, privacy rights, security matters, or data protection requests, please contact Empresta Brasil.

Platform:
Empresta Brasil

Official Website:
https://emprestabrasil.com

Privacy Policy:
https://emprestabrasil.com/politica-de-privacidade/

Support Email:
[email protected]


25. Governing Law

This Privacy Policy shall be governed by and interpreted in accordance with the laws of the Federative Republic of Brazil, including the Lei Geral de Proteção de Dados – LGPD (Law No. 13.709/2018).

Any disputes relating to the interpretation, validity, application, or enforcement of this Privacy Policy shall be resolved in accordance with Brazilian law and the jurisdiction applicable under Brazilian legislation.

If any provision of this Privacy Policy is determined to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.


26. Acceptance of this Privacy Policy

By downloading, installing, accessing, or using the Empresta Brasil Android Application or Website, you acknowledge that:

  • You have had access to this Privacy Policy;
  • You understand how personal information may be processed;
  • You understand the purposes described in this document;
  • You understand that certain information may be shared with partner financial institutions when necessary to provide requested services.

Where consent is legally required for a specific processing activity, consent will be obtained through an appropriate mechanism.

Users who do not wish to use the services under the conditions described in this Privacy Policy should discontinue use of the Application and Website.


27. Compliance with Google Play User Data Policy

Empresta Brasil is committed to complying with applicable Google Play Developer Program Policies, including requirements related to user data, privacy, security, and transparency.

The Empresta Brasil Android Application operates as a Trusted Web Activity (TWA) that provides secure access to the official Empresta Brasil Website.

Personal information submitted through the Application is processed through the official Website and associated service infrastructure in accordance with this Privacy Policy.

The Application is designed to collect and process only information reasonably necessary to:

  • Provide requested services;
  • Process simulations and proposals;
  • Improve user experience;
  • Maintain platform security;
  • Prevent fraud;
  • Comply with legal obligations;
  • Provide customer support;
  • Facilitate communication with partner financial institutions.

Empresta Brasil does not sell users’ personal information and seeks to implement appropriate safeguards against unauthorized access, misuse, disclosure, alteration, or loss of personal information.


28. Effective Date

This Privacy Policy is effective as of August 31, 2026 and remains in force until replaced by an updated version published on the official Website.

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